https://youtube.com/channel/UCqvaXJ1K3HheTPNjH-KpwXQ Ray Dalio founded and built the world’s largest hedge fund, Bridgewater Associates. He’s also the author of the #1 NYTimes Bestseller, Principles: Life and Work and Principles for Dealing with the Changing World Order. He is known to have a very practical understanding of economics that is very different from conventional economic thinking that he spells out in his video series "How the Economic Machine Works TV & Film Podsync generator (support us at https://github.com/mxpv/podsync) en-us Tue, 14 Apr 2026 02:26:21 +0000 Sun, 02 Apr 2006 00:37:15 +0000 https://yt3.ggpht.com/ytc/AIdro_lxaAsZ4k5Kqc5qVrsvghvEWOpjmE0lnRY9arYSYVy4vMo=s800-c-k-c0x00ffffff-no-rj https://youtube.com/channel/UCqvaXJ1K3HheTPNjH-KpwXQ Principles by Ray Dalio Principles by Ray Dalio no nBWmsqaufPs https://youtube.com/watch?v=nBWmsqaufPs Money is debt, and debt is money. It confuses a lot of people when I say that, but the mechanics are fairly straightforward. A debt instrument is just a promise to deliver money in the future. What that money is worth determines the value of what you’re holding. That’s why currency valuation is so critical, and why I think people need to pay more attention to it when thinking about the broader economy. @nikhil.kamath Mon, 13 Apr 2026 16:01:59 +0000 Principles by Ray Dalio Money is Debt, Debt is Money 0:29 no 1 2F6UQq5D2aU https://youtube.com/watch?v=2F6UQq5D2aU There are few things that are more important for the health of the world than the health of U.S.-China relations and the health of our oceans. For over 40 years, I have cared deeply about both, so for me this goodwill mission @OceanX just completed bringing together American and Chinese students and early-career scientists has been a dream come true. Sat, 11 Apr 2026 19:22:04 +0000 Principles by Ray Dalio The Importance of the Health U.S.-China relations and of Our Oceans 1:40 no 2 oLIrIL8v6YE https://youtube.com/watch?v=oLIrIL8v6YE At this stage in my life, my main goal is to pass along the principles that I have learned that have helped me. Those principles are especially valuable now because the times we are in are so risky. I’m sharing these principles in a bunch of ways—from writing my books and articles to sharing them on social media—and am excited to be joining the new @masterclass Executive program along with other great instructors. Recording the class was a real kick. The first round of sign-ups closes soon, so if you're interested you can learn more here: https://www.masterclass.com/executive Fri, 10 Apr 2026 18:08:27 +0000 Principles by Ray Dalio Principles x Masterclass Executive 0:30 no 3 7QZShZ5mLsA https://youtube.com/watch?v=7QZShZ5mLsA Throughout history, all fiat currencies eventually face the same pressures. When debt grows faster than income and money needs to be created to fill the gap, the value of that money changes. This isn’t a prediction—it’s a pattern that has repeated many times. Understanding how these systems work helps you think more clearly about what comes next. Thu, 09 Apr 2026 19:24:03 +0000 Principles by Ray Dalio Money As We Know It Is In Trouble 0:46 no 4 p4YvGfkyprY https://youtube.com/watch?v=p4YvGfkyprY There’s a stage in life where you compete and build, and a stage where you pass along what you’ve learned – I am firmly in the latter. I sat down with @DavidRubenstein to discuss how writing has truly helped to decode and refine my decision-making, and how this practice has inspired me to spread the knowledge I’ve amassed over the last 50 years. I hope these principles help you build your own game plan for the future. Tue, 07 Apr 2026 21:48:10 +0000 Principles by Ray Dalio I'm at a stage where I am passing along what I've learned. 3:27 no 5 Y_qO-k0G8QE https://youtube.com/watch?v=Y_qO-k0G8QE When you’ve been in the markets for as long as I have, you tend to become a hyperrealist. I’m not idealistic so I don’t get demoralized by things that happen. Instead, I view everything as a learning experience. Things that happen are interesting and informative and can tell you a lot about the various systems at play. That’s my view in general, and it’s also how I feel about the decisions that continue to raise the US debt. Mon, 06 Apr 2026 20:36:57 +0000 Principles by Ray Dalio My Honest Thoughts on United States' Debt 0:57 no 6 O32txHIC2qg https://youtube.com/watch?v=O32txHIC2qg Over time, wealth has become much bigger than money. Money is just a tool. What matters is how that tool translates into real outcomes—freedom, resilience, and the ability to make decisions without being forced by circumstance. That’s how I think about wealth. Mon, 06 Apr 2026 14:31:36 +0000 Principles by Ray Dalio Wealth vs. Money 0:47 no 7 tVin6bnj59w https://youtube.com/watch?v=tVin6bnj59w When an empire runs out of its own money, it is able to increase the supply of money. However, printing more money causes borrowing to increase creating a financial bubble. I urge you to watch “Principles for Dealing with the Changing World Order” on my YouTube channel in the comments below to understand how, and what it means for all of us. Tue, 31 Mar 2026 17:03:50 +0000 Principles by Ray Dalio The Importance of Having a Reserve Currency 1:52 no 8 AV-MXefuHm0 https://youtube.com/watch?v=AV-MXefuHm0 If I could give my younger self one piece of advice, it would be this: Your capacity to learn is far greater than your current knowledge. Many people let the need to be "smart" get in the way of open-mindedness. But if you can view life as an adventure and approach disagreement with curiosity instead of anger, you'll find yourself evolving to higher and higher levels. #principles #raydalio #advice #20s #30s Mon, 30 Mar 2026 20:06:38 +0000 Principles by Ray Dalio Advice I Would Give My Younger Self 0:53 no 9 BGAsDxK9uQo https://youtube.com/watch?v=BGAsDxK9uQo If you’re interested in learning about my most important investment and economic principles, I designed a course to help you do just that. It’s called the Dalio Market Principles Online program — a 30-hour curriculum I designed, in partnership with @WMIsg You’ll learn about the forces that drive markets and asset returns, economic and currency cycles, paradigm shifts, and more. Better yet, you’ll get to test your own thinking in our portfolio simulator so you can learn from your mistakes and be better prepared for the future. I hope you’ll check it out, if you’re interested here: https://wmi.edu.sg/dmp-online/?utm_source=raydalio_youtube&utm_medium=social_profile&utm_campaign=dmp_program_alwayson&utm_content=channel_banner_link Mon, 30 Mar 2026 13:49:14 +0000 Principles by Ray Dalio Dalio Markets Online Principles Program 0:29 no 10 9SQicdDEv-E https://youtube.com/watch?v=9SQicdDEv-E There are five major forces that together, operate in a big cycle: - Financial force – money, debts, markets, economy - Domestic political force – internal order and disorder, wealth gaps, and conflict between the left and the right - International world order force – great power conflicts as rising power challenges - Humans’ inventiveness force– Advances in technology - Acts of nature force – droughts, floods, and pandemics We can use these forces to understand the reality that we are now living out, and to understand the risks of where we are headed. @allin #principles #bigcycle #fiveforces Thu, 26 Mar 2026 13:35:24 +0000 Principles by Ray Dalio Five Forces Shaping America's Future 0:49 no 11 fpqJgO0pMYk https://youtube.com/watch?v=fpqJgO0pMYk One of the most important lessons I’ve learned is to distinguish between what you can control and what you can’t. You’ll lead a much happier life if you’re able to focus your energy on the things you can influence — like how you treat others — and also learn how to adapt well to everything else. I’ve found that this perspective has provided me with a lot of equanimity. Wed, 25 Mar 2026 13:28:18 +0000 Principles by Ray Dalio You Can't Control the World, But You Can Influence It 0:34 no 12 ihVroo9avAI https://youtube.com/watch?v=ihVroo9avAI After studying over 500 years of history, I’ve found there are really only three things you need to do to build a healthy society. First, educate your young people well—not just to be capable, but to be civil. If you have capable, civil people in a productive society, that’s a big part of the battle. Second, the finances must be sound: earn more than you spend and have more assets than liabilities. And third, don't get into a war—internally or externally. If you can do those three things, you can have a prosperous, self-reinforcing society. #principles #us #society Tue, 24 Mar 2026 15:15:29 +0000 Principles by Ray Dalio 3 Keys to Having a Successful Country 0:53 no 13 SdzkVVRIl1s https://youtube.com/watch?v=SdzkVVRIl1s When new technologies emerge, people often assume the winning technology automatically means winning investments. History shows us that’s rarely the case. Most companies disappear as competition sorts out the winners and losers, but the underlying technology will endure and continue transforming the world. So are we in an AI bubble? Yes. But that has nothing to do with the lasting power of this innovation. @allin #ai #bubble #raydalio Thu, 19 Mar 2026 15:07:57 +0000 Principles by Ray Dalio Ray Dalio on the AI Bubble 0:38 no 14 N2UrCw7zvSY https://youtube.com/watch?v=N2UrCw7zvSY I’ve found that most wars are filled with surprises, but the stakes of this conflict are obvious: it all comes down to who controls the Strait of Hormuz. We’ve seen this pattern before—with the Dutch in the 17th century and the British in 1956. When a world power reveals military and financial weakness, the world order shifts. In my latest article, I look at the mechanics of the current Middle East crisis. You can find it here: https://raydalio.substack.com/p/it-all-comes-down-to-who-controls?r=7i6zcq Tue, 17 Mar 2026 14:11:09 +0000 Principles by Ray Dalio Ray Dalio on the Confliect in the Middle East 0:47 no 15 tM-BPJSKC34 https://youtube.com/watch?v=tM-BPJSKC34 I’m at a stage in my life in which I want to pass along the investment and economic principles I’ve learned. That’s why I created the Dalio Market Principles Online program, in partnership with @wealthmanagementinstitute . This online program is a collaborative experience. In it, you will be part of a community dedicated to understanding the patterns of history and applying market principles to them. And you’ll be able to stress test your thinking across different environments and time periods all while learning my fundamental principles about how the markets work and having a chance to come up with your own principles. I believe that the times ahead will be radically different from those we have experienced in our lifetimes, though similar to many times in history. This program will help prepare you to do well in this challenging environment, and be ready for the years ahead. If you’re interested in learning more, you can do so here LINK. The next online cohort starts soon. If you’re curious, I hope you’ll give it a look: https://wmi.edu.sg/dmp-online/?utm_source=youtube&utm_medium=social_organic&utm_campaign=ray_dalio_channel_long_trailer&utm_content=pinned_comment The next online cohort starts soon. Thu, 12 Mar 2026 16:45:48 +0000 Principles by Ray Dalio The Dalio Market Principles Online Program 2:13 no 16 oT-tsVDtI2A https://youtube.com/watch?v=oT-tsVDtI2A AI shouldn’t be something you just "follow"—it’s a partnership. The idea that we can make the best possible decisions by just juggling everything in our own heads is becoming obsolete. To really excel today, you need a thought partner. You need a system that can help you process information and logic more effectively than you can alone. I’ve codified my 50 years of experience into a new tool called Digital Ray to act as your personal thought partner. Try the Digital Ray beta here: digitalray.ai/guest?utm_source=youtube&utm_medium=organic&utm_campaign=digital+ray+beta Tue, 10 Mar 2026 14:35:57 +0000 Principles by Ray Dalio Your AI Thought Partner 0:47 no 17 Jkw2w2Xdwxs https://youtube.com/watch?v=Jkw2w2Xdwxs The most important early lesson I learned was to write down my criteria for making investment decisions so that I could turn them into decision rules. That’s because I discovered I could express my decision-making criteria in the form of algorithms that I could embed into computers. By running both decision-making systems — i.e., mine in my head and mine in the computer — next to each other, I learned the computer could make better decisions than me because it could process vastly more information than I could, and it could do it faster and unemotionally. That insight helped me get out of my own head and make better decisions over time. @nikhil.kamath Fri, 27 Feb 2026 14:13:22 +0000 Principles by Ray Dalio How Ray Dalio Learned to Invest 0:50 no 18 Gp1521RXDBw https://youtube.com/watch?v=Gp1521RXDBw In order to have successful capital markets, you see the same things happen again and again. Since one man’s debts are another man’s assets, you have to keep interest rates not so high that they crush the debtor, without having them so low that they are bad for the creditor. That leads to cycles of money creation and borrowing that are predictable. These cycles must happen, due to the nature of the dynamic around them. Understanding the underlying mechanics driving these patterns can help you understand what is likely to happen next. Thu, 26 Feb 2026 17:21:45 +0000 Principles by Ray Dalio What's Happening Now Has Happened Before 1:45 no 19 vp-11q_e_NY https://youtube.com/watch?v=vp-11q_e_NY Last week, I shared a chapter from my 2021 book Principles for Dealing with the Changing World Order that details the classic signs to watch for as the world geopolitical order breaks down in a classic progression of events that I call the "Big Cycle." By knowing what this classic process looks like and then comparing it with what is happening, one can better understand what is happening and what might happen. The article was very popular, getting more than 75 million views, and a number of people asked what it all meant for investing. Because so many people asked, I am now passing along to you the book's next chapter, "Investing in Light of the Big Cycle." I think that it gives a good perspective on investing at this time. You can read the full chapter here: https://open.substack.com/pub/raydalio/p/investing-in-light-of-the-big-cycle?r=7i6zcq&utm_campaign=post&utm_medium=web You can you can also sign up for email notifications here: https://economicprinciples.org/subscribe and if you want to be notified when I post, please tap the 🔔 button. Wed, 25 Feb 2026 16:37:36 +0000 Principles by Ray Dalio Investing During a Changing World Order 1:03 no 20 5DMwwlvMwFs https://youtube.com/watch?v=5DMwwlvMwFs In my stage of life, I’m enjoying passing along the principles and thoughts that are helping me in order to help others. I’ve been doing that in my books and videos and here on social media, and I love our back-and-forth exchanges. To build on this, I will also be sharing my articles for free on Substack here: https://raydalio.substack.com/ for those readers who prefer that platform. These articles will be about principles, tools, and what’s going on with life, work, economics, markets, politics, the changing world order, AI, the Big Cycle, and other such things. I look forward to continuing to get your thoughts and discussing these things with you. #newsletter #raydalio #principles Tue, 24 Feb 2026 18:15:40 +0000 Principles by Ray Dalio I'm Launching My Own Substack 0:18 no 21 dvSoGADeSRg https://youtube.com/watch?v=dvSoGADeSRg At the Munich Security Conference earlier this month, the post-1945 world order was pronounced dead by most leaders. German Chancellor Friedrich Merz said, “The world order as it has stood for decades no longer exists,” and that we are in a period “great power politics.” French President Emmanuel Macron echoed Merz’s assessment and said that Europe’s old security structures tied to the previous world order don't exist and that Europe must prepare for war. U.S. Secretary of State Marco Rubio said that we are in a “new geopolitics era” because the “old world” is gone. The way I see it, we are in the Stage 6 part of the Big Cycle in which there is great disorder arising from being in a period in which there are no rules, might is right, and there is a clash of great powers. How Stage 6 works is explained in detail in Chapter 6, “The Big Cycle of External Order and Disorder,” in my book Principles for Dealing with the Changing World Order. Last week, I shared all of Chapter 6 online for people to understand how this dynamic works, and it proved very popular, with more than 75 million views. You can find it on LinkedIn here: https://www.linkedin.com/pulse/its-official-world-order-has-broken-down-ray-dalio-cuofe Given the now nearly universal agreement that the post-1945 world order has broken down and that we are entering a new world order, I think it would be worth your time to read. Mon, 23 Feb 2026 17:06:49 +0000 Principles by Ray Dalio The Old Word Order Is Dead 1:01 no 22 943z-5Y7WIY https://youtube.com/watch?v=943z-5Y7WIY The secret to longevity is having meaningful work and meaningful relationships. I’ve found that both are required to sustain the energy to keep operating at a high level. That’s because you need a genuine, shared passion to make what you're doing as great as it can be. And you need to pursue that work with people you genuinely care about and who genuinely care about you. If you have those two things working in tandem, you have the basis for a life of continuous evolution, which is ultimately what longevity is all about. #longevity #raydalio #principles Fri, 20 Feb 2026 16:48:54 +0000 Principles by Ray Dalio Ray Dalio Shares His Secret for Longevity 0:30 no 23 pu0bT0ree8I https://youtube.com/watch?v=pu0bT0ree8I Wealth isn’t worth anything unless it can be converted into money to spend. And when there’s a lot of wealth relative to the amount of hard money available — like we’re seeing today — bubbles are created. @nikhil.kamath Thu, 12 Feb 2026 15:30:01 +0000 Principles by Ray Dalio Wealth vs Money 1:09 no 24 9aejgVXekjA https://youtube.com/watch?v=9aejgVXekjA The changes in the US over the last decade — rising inequality, massive deficits, and a shifting global outlook — are not isolated events. They are all interconnected and part of a dynamic that has occurred many times before for largely the same reasons. Understanding the mechanics at play matters far more than reacting to any short-term noise. Studying these patterns can help you understand why populism of the right and the left is rising around the world, and why so many find it difficult to resolve their seemingly irreconcilable differences. At least, that’s how I see it. I’m curious to hear if you agree. Wed, 11 Feb 2026 15:47:46 +0000 Principles by Ray Dalio Ray Dalio on What Has Changed in the United Sates in the Last 10 Years 1:59 no 25 jPvu31Ps4BA https://youtube.com/watch?v=jPvu31Ps4BA All empires since the Dutch have used capitalism to create a virtuous cycle that leads to an empire’s demise.What happens when an empire can no longer borrow the money necessary to repay its debts? History shows us that having too much debt during an economic downturn leads to a classic, self-reinforcing cycle where: 1) The empire can no longer borrow the money to repay its debts 2) It prints a lot of new money, which devalues the currency and raises inflation 3) Living standards decline, leading to the rise of political extremism 4) Turbulent economic conditions undermine productivity and there is conflict about how to divide the shrinking resources 5) Populist leaders emerge pledging to take control and bring about order Ultimately, this failure to control the anarchy is when democracy is most at risk. #principles #raydalio #history #debt Tue, 10 Feb 2026 16:31:58 +0000 Principles by Ray Dalio What Happens When a Country Accumulates Too Much Debt? 2:41 no 26 mRPGlDzs-SM https://youtube.com/watch?v=mRPGlDzs-SM All assets are valued in the same way: Their appreciation in price and their yield. Thinking about assets like this allows you to compare them. That’s important, because when you’re looking at the markets, you don’t want to just think about the absolute return. You want to be short on the assets that will have lower returns relative to those that will have higher returns. @nikhil.kamath Mon, 09 Feb 2026 15:11:27 +0000 Principles by Ray Dalio Ray Dalio’s Strategy for Valuing Assets 0:50 no 27 on6X88sHcYA https://youtube.com/watch?v=on6X88sHcYA I’ve always tried to systemize everything I did. I wrote down my criteria and decision rules to help me see the bigger picture and make better decisions. That’s why I’ve used AI to create a digital twin to help me reach people looking for coaching or mentorship. It’s currently in beta testing — sign up if you want to have a conversation to see what it’s like. Thu, 05 Feb 2026 20:23:40 +0000 Principles by Ray Dalio AI Will Impact Every Industry 0:39 no 28 9ZGnDjOIC7I https://youtube.com/watch?v=9ZGnDjOIC7I Is it harder to start today? 📉 The truth is, the environment has changed. You need more resources for compliance and regulation than I did when I started. But the core principle remains: Money follows talent. If you have the ideas and can demonstrate the logic behind them, the capital will find you. That’s how I went from playing the markets as a kid to managing an account for the World Bank. Are you focused on the money, or are you focused on the talent? Let me know in the comments. 👇 Wed, 04 Feb 2026 15:24:28 +0000 Principles by Ray Dalio Today’s Environment Doesn’t Change the Fundamental Laws of Success 1:52 no 29 ABzerWSB0QY https://youtube.com/watch?v=ABzerWSB0QY How do people make decisions? It works pretty much the same way for all of us. Your brain takes in information and puts it through a set of criteria that determine action. Those criteria are the cause-effect relationships that exist all around us. Understanding how they work is critical, because causes lead to effects. And if you understand the causes, you can bet on the effects. @nikhil.kamath Tue, 03 Feb 2026 16:44:10 +0000 Principles by Ray Dalio Making Investment Decisions 1:18 no 30 n7W4h4WcMug https://youtube.com/watch?v=n7W4h4WcMug What can the former Dutch Empire teach us about the importance of capitalism in driving long-term success? #principles #raydalio Mon, 02 Feb 2026 16:02:53 +0000 Principles by Ray Dalio The Importance of Capitalism in Building Powerful Empires 2:30 no 31 34VjIHdgtwc https://youtube.com/watch?v=34VjIHdgtwc Many people seem shocked by what’s happening, most recently in the Minneapolis and Greenland conflicts, though also in many other ways over the last year. In my opinion, that’s because they don’t understand what’s going on with the breakdown of the post-World War II monetary, domestic political, and international political orders. This is happening in classic Big Cycle ways that have repeated throughout history and were laid out in detail in my book, Principles for Dealing With the Changing World Order, which I wrote about five years ago. In that book, I described how the Big Cycle unfolds in stages with clear characteristics, and I outlined the cause-and-effect relationships one can follow to identify where we are in the Big Cycle and what is likely to happen next. With that perspective, it is clear to me that we are in Stage 5 (the pre-breakdown of the orders period) and on the brink of Stage 6 (the breaking down of the old orders). In my latest article, I review the developments that characterize Stages 5 and 6 and relate them to what is happening. As always, I'd love to hear your thoughts. Sat, 31 Jan 2026 16:24:00 +0000 Principles by Ray Dalio My Thoughts on US & Global Current Events 0:57 no 32 9R0XouwtJcA https://youtube.com/watch?v=9R0XouwtJcA I’ve learned that culture isn’t something you write down—it’s something that emerges from how people actually behave. The incentives you create, the feedback you allow, and the principles you enforce will determine whether an organization learns and evolves or repeats the same mistakes. If you want better outcomes, start by designing a culture that’s aligned with reality. Thu, 29 Jan 2026 19:58:18 +0000 Principles by Ray Dalio Ray Dalio's Key for Developing Good Workplace Culture 1:24 no 33 j5O8ddTZI4s https://youtube.com/watch?v=j5O8ddTZI4s The income and wealth gap in the US are the highest they’ve been in almost 100 years. It’s something that need to be addressed before it creates even more extreme internal conflicts. However, I worry about the practical impacts of wealth taxes on the economic system. And that’s because there’s a difference between wealth and money. It’s all about the mechanics. Bubbles burst when there’s a need for money to generate cash flow. Wealth taxes would create a situation where people who are wealthy on paper need to sell assets to cover their liabilities. And that can quickly create a dynamic that leads to a broader issue. It’s something to watch in the coming years. #wealthtaxes #wef26 Wed, 28 Jan 2026 16:28:29 +0000 Principles by Ray Dalio Ray Dalio's Point of View on Wealth Taxes 1:07 no 34 PX5cKGqbpGQ https://youtube.com/watch?v=PX5cKGqbpGQ If you want to understand everything you’re hearing about budget deficits and tariffs, you need to understand the big debt cycle. But if you’d like more context on how all of these pieces come together, I recommend you watch my 45 minute-explainer “Principles for Dealing with the Changing World Order” here: https://www.youtube.com/watch?v=xguam0TKMw8 #principles Tue, 27 Jan 2026 17:32:34 +0000 Principles by Ray Dalio Ray Dalio on Austerity in the Big Debt Cycle 4:10 no 35 gz583ZtPnfY https://youtube.com/watch?v=gz583ZtPnfY It's now happening. The existing fiat monetary order, the domestic political order, and the international geopolitical order are all breaking down, so we are at the brink of wars. It all is happening because of the Big Cycle that is driven by the five big forces I've described repeatedly and laid out in detail in my book and Youtube video titled Principles for Dealing with The Changing World Order. Mon, 26 Jan 2026 14:16:34 +0000 Principles by Ray Dalio The Big Cycle: Reaching the Top 3:33 no 36 4hvvVWiLsxw https://youtube.com/watch?v=4hvvVWiLsxw We need to talk about money — what it is, how it works, and what its value is. When it comes to gold, some people view it as a commodity to speculate on. But it’s so much more than that. It’s the second largest reserve currency in the world. And it’s an important hedge against risks to fiat currencies. Fri, 23 Jan 2026 17:18:55 +0000 Principles by Ray Dalio Ray Dalio on Gold as a Reserve Currency 0:22 no 37 xCWPgupywaE https://youtube.com/watch?v=xCWPgupywaE Here are my thoughts from this year’s World Economic Forum. If you’re interested in understanding more about how the world order is changing and what it all means, you can sign up for my newsletter at the link below: https://economicprinciples.org/subscribe Thu, 22 Jan 2026 18:10:51 +0000 Principles by Ray Dalio Ray Dalio's Message from Davos 2:08 no 38 xt8oGCrDBOc https://youtube.com/watch?v=xt8oGCrDBOc The changing monetary order and the changing geopolitical order clearly came together at Davos and especially at the moment of President Trump's speech. President Trump's threats to impose trade war punishments and to use military war were red lines for European leaders that would have led them to respond with capital war actions on purchases of US assets, especially debt assets, and trade war tariff retaliation. President Trump's speech was a stepping back from crossing that red line. #WEF26 #raydalio Thu, 22 Jan 2026 14:47:48 +0000 Principles by Ray Dalio The Monetary Order Is Breaking Down 1:37 no 39 CkmIg65YC44 https://youtube.com/watch?v=CkmIg65YC44 It's now happening. The existing fiat monetary order, the domestic political order, and the international geopolitical order are all breaking down, so we are at the brink of wars. It all is happening because of the Big Cycle that is driven by the five big forces I've described repeatedly and laid out in detail in my book and Youtube video titled Principles for Dealing with The Changing World Order. You can watch the full version of Principles for Dealing with The Changing World Order here: https://youtu.be/xguam0TKMw8?si=64TiD82-MtBc8gz7 Wed, 21 Jan 2026 19:03:10 +0000 Principles by Ray Dalio The Principles for Dealing with the Changing World Order - 5 Minute Version 4:53 no 40 C6tYzWXpg0w https://youtube.com/watch?v=C6tYzWXpg0w I think it’s safe to say that 2025 was a very interesting year. And I think I see it very differently than most. You probably saw a lot of headlines about AI and tech stocks. While that was a big story, I don’t think it was the most important thing. The big story in the investment world was the depreciation of the value of fiat money and how that impacted the price of gold. That’s how 2025 looked through my eyes, at least. I’m curious to hear if you see things the same way. You can find my article “2025” on LinkedIn and X. Fri, 16 Jan 2026 15:30:49 +0000 Principles by Ray Dalio Ray Dalio Reflects on 2025 0:59 no 41 1kBh2khCSso https://youtube.com/watch?v=1kBh2khCSso Here are timeless and universal truths. Knowing your principles gives you great power. What are your principles? #principles #raydalio #mentor #geopolitics Wed, 14 Jan 2026 15:27:17 +0000 Principles by Ray Dalio The Importance of Having Principles 0:12 no 42 GwsxuNKV4jA https://youtube.com/watch?v=GwsxuNKV4jA A lot of you have asked, how am I training my digital twin? The AI version of me is being fed a lot of data — my principles, books, interviews, and more. That way, it can think through things on its own, and respond the way I would likely respond. I’m also going through a manual process of checking the answers it’s giving to see if it’s what I would actually say. I’m thankful to have great people helping me in that process, as it requires a lot of effort. I hope you’ll try it out at the link below and let me know what you think. https://bit.ly/4a54Si9 Mon, 12 Jan 2026 17:39:17 +0000 Principles by Ray Dalio How I'm Training My Digital Twin 1:00 no 43 0g1B4hmVBJk https://youtube.com/watch?v=0g1B4hmVBJk My mantra of investing is fifteen good uncorrelated return streams risk balanced. What is yours? #principles #raydalio #mentor #geopolitics Fri, 09 Jan 2026 17:01:17 +0000 Principles by Ray Dalio This is the Holy Grail of Investment Strategy 0:39 no 44 kNhwMH49TOQ https://youtube.com/watch?v=kNhwMH49TOQ So much of our current political and economic climate can be explained by debt cycles— and how those cycles build on each other over time. I explain why in my new book, How Countries Go Broke. But if you’d like more context on how all of these pieces come together, I recommend you watch my 30-minute explainer “How the Economic Machine Works” on YouTube. You can watch the full video here: https://www.youtube.com/watch?v=PHe0bXAIuk0&t=1444s #principles #howcountriesgobroke #economics #debt Thu, 08 Jan 2026 14:53:23 +0000 Principles by Ray Dalio Ray Dalio Explains Debt Cycles 4:38 no 45 7LZW6zAjw-s https://youtube.com/watch?v=7LZW6zAjw-s What has always mattered most to me is getting as close to the truth as possible. You can’t make good decisions without good facts, and you can’t get good facts without being radically open-minded and willing to look at reality as it really is—not as you wish it to be. In this conversation, I talk about why grounding your thinking in evidence, clear principles, and honest reflection is the foundation for meaningful work and meaningful relationships. When you let the facts speak louder than your ego, you make better choices, build better teams, and create better outcomes. The world is constantly changing. The only way to keep up is to learn, evolve, and stay anchored in truth. That’s been my approach for decades—and it’s more important now than ever. @BloombergPodcasts Wed, 07 Jan 2026 17:11:20 +0000 Principles by Ray Dalio Embrace the Mechanics of Reality 2:14 no 46 37UqBtfBBaQ https://youtube.com/watch?v=37UqBtfBBaQ Some businesses run like autocracies, and some run like democracies. In my experience, neither approach is particularly effective. That’s because autocratic leaders think they have all the answers, but in reality don’t know enough. And democratic leaders who crowdsource decision-making will filter in a lot of bad ideas. That dilemma led to me creating an idea meritocracy at Bridgewater, where we used analytics to better understand where people were weak or strong. That way, we knew whose opinion was most likely to be correct in any context. Tue, 06 Jan 2026 16:11:41 +0000 Principles by Ray Dalio Ray Dalio's Formula for Business Leadership 0:46 no 47 26_jB_ivgRE https://youtube.com/watch?v=26_jB_ivgRE On New Year’s Eve, my family members and I go around the table and reflect on our past year’s resolutions. How do you make your New Year’s resolution? How do you stay accountable? #principles #raydalio #newyears Tue, 30 Dec 2025 16:04:57 +0000 Principles by Ray Dalio How I Set My New Year's Resolutions 0:52 no 48 g6Iuc0FHLWM https://youtube.com/watch?v=g6Iuc0FHLWM Hiring isn't about guesswork — it’s about data. If you know what people are like, you know what you can expect from them. I systematized this process to help match the right people to the right jobs. And remember, the evaluation process never stops. @TheDiaryOfACEO Thu, 18 Dec 2025 19:03:17 +0000 Principles by Ray Dalio Ray Dalio on the Importance of Hiring Well 2:03 no 49 0ZG5XvunbGA https://youtube.com/watch?v=0ZG5XvunbGA The pandemic and AI didn’t just disrupt the U.S. economy — they accelerated long-term forces that were already in motion. They’ve reshaped how work is done, who wins, and who falls behind. Understanding these shifts is essential if you want to navigate what’s coming next. You can watch the full conversation here: https://youtu.be/5-uGWS15GH8?si=-MxpNAYZv4JWhkN0 Tue, 16 Dec 2025 13:44:03 +0000 Principles by Ray Dalio Today's Events from a Big Cycle Perspective 1:09 no 50 4LG5-k9M9oQ https://youtube.com/watch?v=4LG5-k9M9oQ Developing an AI version of myself wasn't easy. I’m very lucky because I wrote down thousands of principles that outline my thinking and values, so there’s a lot of content to use for training. But it’s also important to curate it well. I spend hours each day looking at the answers it’s giving and asking myself it that’s what I would say, in the way I would say it. Through that work, the technology gets better and better over time. If you want to see what the technology looks like today, you can find it at the link here: https://bit.ly/4a54Si9 Mon, 15 Dec 2025 17:25:21 +0000 Principles by Ray Dalio Challenges with the Development of Digital Ray 1:27 no 51 Nj9zBbgOD98 https://youtube.com/watch?v=Nj9zBbgOD98 When it comes to understanding markets, you need to step back and see the bigger picture. That’s why it’s so important to have a #gameplan for investing and long-term financial investments. #raydalio #principles #politics #economics Fri, 12 Dec 2025 17:27:14 +0000 Principles by Ray Dalio My Best Advice for Navigating Difficult Times 1:10 no 52 POpULBgmaOw https://youtube.com/watch?v=POpULBgmaOw 1,000 meters below sea level, there’s an entire world that’s never been explored. There’s so much going on in our ocean’s — species we haven’t discovered, behavior we’ve never seen. That’s why I’m so passionate about ocean research, and why I decided to build @OceanX . I’m so excited that our team at gets to play a part in bringing it to all of you. And I hope some of you find it as thrilling as I do. #oceanexploration #oceanx Thu, 11 Dec 2025 16:47:00 +0000 Principles by Ray Dalio Why Ray Dalio Finds Ocean Exploration So Exciting 1:16 no 53 lrREDRD7f6Y https://youtube.com/watch?v=lrREDRD7f6Y I’ve been using AI to help my decision-making for over 30 years. It’s a big part of what made Bridgewater successful. I found that if I wrote down my criteria for making decisions and put them into algorithms, the computer could process far more information far more quickly than I could on my own. Alongside my logic and inspiration, it was a great partnership. I started doing this in my investment decision-making, but soon incorporated it into my broader decision-making, as well. (By the way, that investment decision-making is what made Bridgewater so successful.) LLMs have made this process even more seamless and useful. If you’re interested in trying out my beta AI tool, you can find it at the link below. Wed, 10 Dec 2025 14:54:07 +0000 Principles by Ray Dalio Ray Dalio's 30 Year History using Artificial Intelligence for Decision Making 1:29 no 54 KyiOe1bEWEk https://youtube.com/watch?v=KyiOe1bEWEk When an empire runs out of its own money, it is able to increase the supply of money. However, printing more money causes borrowing to increase creating a financial bubble. I urge you to watch “The Changing World Order” on my YouTube channel to understand how, and what it means for all of us. #principles #raydalio Mon, 08 Dec 2025 16:18:02 +0000 Principles by Ray Dalio The Importance of Having a Reserve Currency 1:52 no 55 Iix93DB6EVU https://youtube.com/watch?v=Iix93DB6EVU I’m proud and pleased that Harvey Schwartz, the remarkably successful CEO of @OneCarlyle is talking openly about mental illness in his family because mental illness is pervasive (it’s estimated that 22% of the U.S. population experiences some form of it), is badly misunderstood, and should be addressed openly, like heart disease and cancer are. Here is a brief clip from Harvey's recent interview with Wilfred Frost on the @TheMasterInvestorPodcast . Like Harvey, I had direct contact with mental illness in my family, which led my son Paul to create an award-winning movie, Touched with Fire, that is about creativity and bipolar disorder. It has had a great beneficial impact, so I'm proud of him, too. Sharing openly like this saves lives and creates progress in dealing with mental illness. Fri, 05 Dec 2025 18:38:24 +0000 Principles by Ray Dalio "I Didn't Know The Room Needed Air": Harvey Schwartz on Mental Health 2:04 no 56 lZYv6Y-bFxk https://youtube.com/watch?v=lZYv6Y-bFxk Easy money is a cure all, until it’s not. It’s hard to know when you have to put on the brakes and when things might pop. Today, the stock market is at its peak, gold is through the roof, and the wealth gap continues to increase. And in terms of what comes next, it looks like we’re going to see a significant easing of monetary policy along with less regulation. I recently sat down with CNBC's Andrew Ross Sorkin to discuss all of this and more. You can find the full video at the link in the comments. Wed, 03 Dec 2025 18:11:39 +0000 Principles by Ray Dalio Easy Money Seems like Cure All— Until It's Not 1:38 no 57 h0Xe8uRQ2ss https://youtube.com/watch?v=h0Xe8uRQ2ss This year, I’d encourage you to consider a unique kind of holiday gift — a donation your friends and family can give to the charity of their choice. This kind of gift is far more meaningful, and it's simple. Anyone can do it. If you’re interested, check out organizations like TisBest and @donorschooseorg . I think gifts like these are more in keeping with what the holiday season is really about, so I wanted to pass it along. #redefinegifting #givingtuesday Tue, 02 Dec 2025 15:34:08 +0000 Principles by Ray Dalio Giving Tuesday 1:39 no 58 oNU-PwYOie8 https://youtube.com/watch?v=oNU-PwYOie8 In 1979, I was so broke that I had to borrow $4,000 from my Dad to help take care of my family. I had calculated that American banks had lent much more money to foreign countries than they would be able to pay back, and anticipated an imminent debt crisis. But I couldn’t have been more wrong. I didn’t fully understand the impacts of quantitative easing, and so I lost money for myself and I lost money for my clients. Looking back, it was the most painful experience I could imagine — but it was also the best thing that ever happened to me, because it taught me humility. Mon, 01 Dec 2025 21:25:51 +0000 Principles by Ray Dalio The Most Important Lesson: Humility 1:47 no 59 YtZ1i6oaSAQ https://youtube.com/watch?v=YtZ1i6oaSAQ Trying to figure out your holiday gift giving this year? I have a great suggestion for you. There are organizations like @TisBestCards and @donorschooseorg that will give a donation to your recipient’s favorite charity, on your behalf. I think gifts like these are more in keeping with what the holiday season is really about, so I wanted to pass it along. #redefinegifting Sat, 29 Nov 2025 18:05:02 +0000 Principles by Ray Dalio Charitable Gifting This Holiday Season 2:05 no 60 H5Q752J9bDM https://youtube.com/watch?v=H5Q752J9bDM The most important thing is that you have the life that you want to have. So, how you define success is important. There isn’t one path that’s right for everyone. I was lucky in the sense that I fell in love with markets and playing the investment the game, which is what I’ve done for 50 years. I recommend that people think about their own nature and what game they’d love to spend years playing. It’s okay to explore different paths—not everyone knows right away. Think of your journey as a process of discovery. If you’re interested, you can find my full conversation with Bloomberg here. We discussed life, debt, global crisis, and the importance of investing in our oceans: https://youtu.be/fQbxk4R9nSk Fri, 21 Nov 2025 13:50:39 +0000 Principles by Ray Dalio The True Source of My Motivation 0:19 no 61 LpVgbwN7m8Y https://youtube.com/watch?v=LpVgbwN7m8Y Economic bubbles throughout history tend to follow similar patterns, but they are never exactly the same. In 1929 and 2008, there was a lot of debt — but most of it was owned by the private sector. Today, the government sector has a lot of the debt. Still, one man’s debts are another man’s assets. And when the bill comes due and the debt assets aren’t as appealing as the alternatives, some sort of monetization is inevitable. I recently sat down with CNBC's Andrew Ross Sorkin to discuss this in the context of his latest book, 1929: Inside the Greatest Crash in Wall Street History — and How It Shattered a Nation. The parallels between that era and now are striking. You can watch the full conversation here: https://youtu.be/HnIo7DbZw9A Wed, 19 Nov 2025 16:38:11 +0000 Principles by Ray Dalio 1929 vs. Now: The Difference is Where the Debt is 0:59 no 62 w4-FcVIQSv8 https://youtube.com/watch?v=w4-FcVIQSv8 I've taken my best-selling book “Principles” and distilled it into a video mini-series that focuses on the life principles that have helped me the most. This will especially help those who are graduating this Spring and entering “the real world.” This is Episode 1: The Call to Adventure, I hope you find these helpful. Tue, 18 Nov 2025 15:49:18 +0000 Principles by Ray Dalio Principles for Success: The Call to Adventure 3:47 no 63 HZolvwloixI https://youtube.com/watch?v=HZolvwloixI If you want to be successful, you have to do 3 things: 1) Surround yourself with great people 2) Develop meaningful work and meaningful relationships 3) Use technology, like AI, to systemize your thinking Do you agree with this list? What would you add? @TheProfGPod Mon, 17 Nov 2025 17:16:14 +0000 Principles by Ray Dalio Ray Dalio on His Secret to Success 1:12 no 64 qLvkDQCEv8o https://youtube.com/watch?v=qLvkDQCEv8o One principle that I’ve really learned is “Pain + Reflect = Progress.” Fri, 14 Nov 2025 14:11:25 +0000 Principles by Ray Dalio My Biggest Failure Became My Strength 1:43 no 65 8rD1j9uuaj4 https://youtube.com/watch?v=8rD1j9uuaj4 One of my principles is that if you’re worried, you don’t need to worry — and if you’re not worried, you need to worry. That’s because worrying about what can go wrong will protect you and not worrying about what can go wrong will leave you exposed. I’ve found this to be true in business, and in life. Thu, 13 Nov 2025 14:32:34 +0000 Principles by Ray Dalio If you are worried, then you don't have to worry. 0:13 no 66 rlkJzLqYXCw https://youtube.com/watch?v=rlkJzLqYXCw When I was a young clerk on the floor of the New York Stock Exchange in 1971, the US ran out of money and defaulted on its debts. Now, they didn’t say it that way. But by moving away from the gold standard — the idea that people could exchange paper dollars for gold — money, as we understood it, ended. I expected the stock market to plunge the next day, but when the opening bell rang the market was way up. And it went on to rise nearly 25%. That surprised me, because I had never experienced a currency devaluation before. But when I looked into it, I discovered the exact same thing happened in 1933 and it had the exact same effect. But in both cases, breaking the link to gold allowed the US to continue spending more than it earned, and so the value of each dollar fell. Tue, 11 Nov 2025 20:06:41 +0000 Principles by Ray Dalio The Time the United States Ran Out of Money 4:05 no 67